Skip to main content

In a Relationship?

All personal relationships have their ups and downs and we work hard at our relationships to bring out the best in ourselves and others.
How is your relationship with your super? Have you taken the time to get to know your super balance and how it tracks?
How do you feel about your super? Does it make you feel happy or challenged when you think about fees, your balance and how your super fund communicates with you?
Just like any relationship in life, we need to pay attention, be in the moment, understand what works and what doesn't and have good two way communication so everyone feels valued and understood.
A review of your relationship with your superannuation and insurances is always a good idea.  
Perhaps you are getting married or are in a relationship? Starting a life together is an exciting time. Where are you going to live?  Do you plan on travelling?  How about a family or the kids education? 
These are just a few of the things that couples and families plan for.  For the most part, we tend to base our life plans on happy times and experiences - nothing going wrong. 
Things unfortunately can go wrong. What if we have a hiccup along the way? What if there’s an illness or an injury or even worse? 
Not much fun to think about for any of us. And the "she'll be right" attitude, will it be really?
The positive to take out of this conversation and an important thing to know and understand is that most unforeseeable events can be planned for and insured against. 
Is it perhaps time to review your superannuation and insurances together as a couple? Things can change – your work hours, job positions, the industry you work in, your renumeration, redundancy for example.
Tap here to make an online appointment – which can be a phone call, face to face or online discussion.
Flick me on text your latest super statements for me to review, and I will get back to you, or to you both to discuss options.
Don’t forget with any face to face meeting I have your return Uber covered - Brisbane CBD to our Hamilton Hindsight Wealth office.
Don’t just set your super and forget it. Get it working hard for you throughout your life so you don’t have to later on in life. 

Comments

Popular posts from this blog

What will 19 hold for you?

Most of us are starting to think about getting back into work mode – or perhaps you are back at work already.
Don’t worry, this is not going to be one of those “let’s look back over the last 12 months” chats where we remember which celebrities are no longer or who won major sporting events.
What should you expect from the next 12 months? Well, nobody knows.  However, there is one certainty.  Markets will go up and markets will go down.  
Consider this.  The Australian equities market is still approximately 18% below where it was 11 years ago so there’s plenty of upside just to get back to where it was.  In terms of your superannuation, you need to consider your time horizon, i.e. how long will it be invested for before you can access it.
For a 35-year-old, they face another 30 years before they can access their super at age 65. Not only that, once they do retire at 65, they’re not going to take their super and spend it in one go.   They’re going to use it to produce an income in retiremen…

When Socks and Jocks don’t cut it anymore.

We have a solution to avoid the old favourites: socks and jocks this Father’s Day.  As this weekend is Father’s Day, the focus should be on Dad.  You can purchase the actual book or the digital copy so Dad can access year - round savings from his smart phone.  Part proceeds from your purchase, also helps a local Brisbane charity: Be Uplifted Inc Breast Cancer Charity – so everyone wins! Click here to purchase Dad his Entertainment Book subscription. Another gift you could give Dad is encouragement. To encourage Dad to have a conversation with a financial adviser about his super and insurances. Why? Maybe Dad has started a new job or had a promotion. Maybe Dad is nearing retirement? When our lifestyle changes or work situation changes, it affects your super + insurances. Reviewing these regularly will make sure Dad stays on track. Perhaps you know Dad has a few super funds hanging out there from previous jobs. This can affect a few things – especially Dad’s back pocket and can include inap…
Before you get excited (or not), I don't offer Pet Insurance, however I have received many questions about it.  So I thought I would offer some thoughts to consider for your independent pet insurance research.
Australians are a nation of animal lovers.  According to the Australian Companion Animal Council, we have one of the highest incidences of pet - ownership in the world!
Dogs and cats are our favourites; around 36% of Australian households own a dog, and 23% own a cat.  We're familiar with the companionship pets bring, and the social interaction they foster, but there are other benefits too:
Lowered blood pressure and cholesterol;Increased physical activity;Strengthened immune system and reduced incidence of allergies andChildren learn responsibility, empathy and respect.
When considering a pet, you expect costs like food, bedding, the annual vet visit and so forth, but there are other costs you may not have thought about.

Let's start at the beginning.  Those purchasi…