In a Relationship?

All personal relationships have their ups and downs and we work hard at our relationships to bring out the best in ourselves and others.

How is your relationship with your super? Have you taken the time to get to know your super balance and how it tracks?

How do you feel about your super? Does it make you feel happy or challenged when you think about fees, your balance and how your super fund communicates with you?

Just like any relationship in life, we need to pay attention, be in the moment, understand what works and what doesn't and have good two way communication so everyone feels valued and understood.

A review of your relationship with your superannuation and insurances is always a good idea.

Perhaps you are getting married or are in a relationship? Starting a life together is an exciting time. Where are you going to live? Do you plan on travelling? How about a family or the kids education?

These are just a few of the things that couples and families plan for. For the most part, we tend to base our life plans on happy times and experiences - nothing going wrong.

Things unfortunately can go wrong. What if we have a hiccup along the way? What if there’s an illness or an injury or even worse?

Not much fun to think about for any of us. And the "she'll be right" attitude, will it be really?

The positive to take out of this conversation and an important thing to know and understand is that most unforeseeable events can be planned for and insured against.

Is it perhaps time to review your superannuation and insurances together as a couple? Things can change – your work hours, job positions, the industry you work in, your renumeration, redundancy for example.

Tap here to make an online appointment – which can be a phone call, face to face or online discussion.

Flick me on text your latest super statements for me to review, and I will get back to you, or to you both to discuss options.

Don’t forget with any face to face meeting I have your return Uber covered - Brisbane CBD to our Hamilton Hindsight Wealth office.

Don’t just set your super and forget it. Get it working hard for you throughout your life so you don’t have to later on in life.

Comments

Times are tough. How can you position yourself to minimise the impact?

The last few weeks have been extraordinary to say the least. We’re battling a world wide health crisis and we face uncertainty in many aspects of our lives. It’s true that there are simply some things beyond our control and we will more than likely see many changes to our everyday lives for the remainder of 2020 and beyond. So, what can be done? On the other side of this, many people will be left with dramatic financial stress, whether it be periods of unemployment, depleted cash reserves or battered superannuation balances. And for many, timing will be an issue. Those who were weeks ago contemplating retirement may now need to change their plans. And those that are still accumulating for retirement have more than likely just seen their investments and superannuation return to levels of 5 or 6 years ago. Essentially the clock has be wound back in one way or another. It may well be a good time to take stock and lay some foundations for when things do recover (which they

When Socks and Jocks don’t cut it anymore.

We have a solution to avoid the old favourites: socks and jocks this Father’s Day. As this weekend is Father’s Day, the focus should be on Dad. You can purchase the actual book or the digital copy so Dad can access year - round savings from his smart phone. Part proceeds from your purchase, also helps a local Brisbane charity: Be Uplifted Inc Breast Cancer Charity – so everyone wins! Click here to purchase Dad his Entertainment Book subscription. Another gift you could give Dad is encouragement. To encourage Dad to have a conversation with a financial adviser about his super and insurances. Why? Maybe Dad has started a new job or had a promotion. Maybe Dad is nearing retirement? When our lifestyle changes or work situation changes, it affects your super + insurances. Reviewing these regularly will make sure Dad stays on track. Perhaps you know Dad has a few super funds hanging out there from previous jobs. This can affect a few things – especially Dad’s back pocke

Financial advice is not the same for everyone.

Financial planning . That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the whole process of creating wealth in the first place is having a good financial strategy. For many people that strategy is taking each day as it comes and letting the future look after itself; but in a complex and ever-changing world, isn’t a more active approach a good idea? Each of us has specific needs and desires, of course, but there are a number of common challenges that we need to think about when developing our financial strategies. Stage of life. Baby boomers (born 1946-1964) are moving into retirement in droves so Gen X (1965-1976) is taking on the mantle of being the great wealth accumulators. For the most part, this generation has their strategies in place: pay down the mortgage, contribute to super, maybe buy an investment property, and wait for the kids to leave home. Ge

Wealth Creation Blogs Worth Sharing.

Search This Blog