Skip to main content

Has Your Super Fund Done This?

















Growth, growth and more growth is what we are about at Hindsight Wealth. If your super performance doesn't quite look like the graph above, perhaps it's time to do something about it?
The last 12 months really should serve as an excellent test for your super fund.
Investment markets around the world continue to perform strongly. 2017 is continuing to be a very positive year for domestic and international investment markets, and this should have translated to strong returns on your super fund.
You should consider structuring your super fund to take advantage of this by investing in a personalised portfolio that is appropriate to your investor profile with your funds spread across all the different asset classes. 
At the time of writing, the local All Ordinaries Index (a measure of the broader Australian stock market) is sitting just over 6100 points. An increase of some 14% from its level 12 months ago. 
Whilst markets have been performing strongly, the All Ordinaries is still well below its pre-GFC high of 6873 points in November 2007. 
In addition to capital growth, the last 12 months has since strong dividend yields which has provided a strong boost to the unit holdings within our super funds.  
Consider this. Our local market has to go up by at least another 13% to get back to where it was almost exactly 10 years ago. 
On top of that, it has to make up for the gains that it should have made over that 10 year period. 
Don’t miss out on the current opportunity simply because you’ve put your superannuation in the “too hard basket”.
We have a “click and flick” service whereby you can just take a photo or scan your latest super statement and send it through to me for a general review.
We also have an “Uber chat and ride” service for those of you in the CBD. I’ll cover your Uber ride to and from my office during the day if you want to catch up for a coffee.  I can’t make it any easier than that.
Don’t leave it until it’s too late. By consolidating your super now and investing it appropriately, you’ll be making a big difference to your future retirement outcome.

Labels:
Location: 4/33 Remora Rd, Hamilton QLD 4007, Australia

Popular posts from this blog

Do Aussies Still Want a Job in The Resources Industry?

Last week I read an article titled “Why Aussies aren’t rushing to fill the thousands of vacant mining jobs.”  See the below article extract:
“As the limping industry picks up again, and global companies including BHP, Rio Tinto and Fortescue start construction on new mines, a lot of Aussies who made those exact companies millions of dollars aren’t as ready to jump on a plane.

Five years ago, Australia was in the middle of one of its biggest mining booms in history.

Thousands of people became fly-in, fly-out (FIFO) workers, spending four weeks battling through 12- hour days and then jetting back home for a few days to see their families — before doing it all over again.

The salary was great, often cracking more than $150,000, but the sacrifice was even greater.

The FIFO profession earnt itself such a bad reputation that a number of Aussies who worked in the first boom have said there’s no way they’d go back again.”

Obviously, this is not a new school of thought for some of us.In fact, I’ve p…
Read more

Are you an Employer of Choice?

Since 1 July 2005, most employers have been required to give their employees a choice of fund for their superannuation guarantee contributions.
Only if the employee fails to choose or chooses a fund which cannot be used by the employer, will the employer be able to choose the fund.
You are stuck no more.Since “Super Choice” was introduced, there is now a great deal of competition in the superannuation market given that employees can choose where to put their money.
A competitive market is good for consumers with an almost limitless choice of highly developed options for employees to choose from.
So, what does this mean for employers?  Many employers have identified Super Choice as an opportunity to offer their employees a more individualised option rather than then simply nominating an off the shelf industry fund.
At Hindsight Wealth we offer this service to employers.We come in, meet with each of your staff members privately, create and present a tailored superannuation and personal insur…
Read more

Are You protected?

I was in the field recently as SSE for a small exploration program. Our morning toolbox talk and risk assessment served as a reminder of just how many hazards we face when working in the resources industry.  It really can be dangerous at times. Of course, we put systems and controls in place to mitigate these risks, but the reality is, some risk still remains.
Protect your most important asset – your income.   Your ability to earn an income is your most important asset because your lifestyle depends on it. However, if you had to stop work tomorrow because of an accident or illness, would you be able to continue to pay your bills and afford the lifestyle you currently enjoy? What are the chances?More than 60% of Australians will be disabled for more than one month during their working life and more than 25% will be disabled for more than 3 months. Income Protection cover available through Hindsight Wealth. Income Protection cover pays up to 75% of your income to help you and your family mee…
Read more