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Are you a Geologist or a Driller?

In November last year I published a post called Time to Risk Assess your Super and Insurance and since that time (almost 12 months) the relevance of that post certainly hasn't decreased, in fact I think it’s increased. In the last year there has been little improvement in the resource industry. Redundancies continue, and to make things worse, industry super funds continue to provide very poor returns despite solid gains on local equity markets. We have little control over the state of the resources industry. However, we can control where our super is invested and how our insurance is structured. Be curious. Check your recent statement from your super fund which you should have received over the last few weeks. If you’re not happy with the returns, don’t ignore it. Do something about it. After all, it’s your money. My time as a Site Senior Executive (SSE) in the Queensland Resources Industry has taught me many things. The most powerful is that of the simple risk assessment. You effectively live and breath SLAMS, TAKE 5’s , HAZOBs, JSAs on a daily basis at work. Every task you undertake you risk assess. You identify the hazard, assess the risk, put controls in place, measure the result and monitor. It’s such a simple and powerful concept that we should apply it to other aspects of our lives - our finances for instance and more specifically our superannuation and insurances. Be informed. So really, your superannuation and insurance needs should be risk assessed regularly. Take the time (it will only take you 5 minutes) to do your own risk assessment and if you identify some hazards and risks, I’d be more than happy to assist you with the control measures, the measuring and the monitoring. Be ready for the future you. We at Hindsight Wealth don't charge for consultations. We don't charge you for a professionally prepared Statement of Advice that we provide to you complimentary after we meet. If you’d like to risk assess your superannuation and insurance options - lets make the time. I don’t charge anything for a coffee and a chat (or a Skype session if that suits) and the best thing is……..you don’t need PPE to visit our Newstead office.

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Made Personal Super Contributions This Year? You Need This Form.

If you have made personal super contributions this financial year, you may be eligible to claim these contributions as a tax deduction.

If you are eligible to claim on these contributions, you need to submit  the ATO's Notice Of Intent To Claim For Personal Superannuation Contribution Form with your super fund  and receive acknowledgement from the fund prior to lodging this years tax return.

That form you need is below.   Just tap on it, Save As, so you can print it out and complete.
I would be delighted to assist with lodging your completed ATO form with your super fund or to discuss this opportunity with you. 
Tax time is just around the corner - don't delay!  It cannot be claimed retrospectively.


















No matter what your industry protect your future wealth.

I've Got Your Uber Ride.

Many of you are keen to meet and chat about your latest Super Statement which is terrific!  However, it’s finding that time to come out to our Hamilton Office.
If you are Brisbane CBD located, I’ll cover your return Uber ride to visit us Portside to kick start your Super Statement review.  If you would like to “Uber Ride & Chat”, let’s make a diary date soon.
I also hear what people who work in the mines or FIFO are saying in regional Queensland.  It perhaps can be the last thing you want to do after a hitch with so many family, social and personal “to – do” lists to conquer. I visit regional hubs throughout the year and will always let you know when I am in town.  If there are a few of you, with or without your significant other, who would like to block out some time to discuss your latest super Statement, I’ll happily book a flight and meeting space for us to catch up.
At the outset, it might be you are keen to find out how I may be able to assist you and your family – what servic…